Why Would "I" Look At Annuities? Now?

Well,  because you may be concerned with what happened to your return on mortgage-backed securities, what happened to your hedge funds returns, the value of your 401-K, IRA, or the fabulous returns you're not getting on private equity funds, or your listed stocks, mutual funds, commodities, options and real estate.

Gone! Will it come back? 

Who knows, with certain higher taxes, especially on the affluent, higher government expenditures, larger entitlements, more government borrowing, a recession in progress and a depression likely. 

How much was your bail-out?  The same as mine?
What, no Golden Parachute for you?  Uh' Oh. 

We had better wake up and look at an alternative that won't go away,  will not lose value and decrease, that will be there as long as you live, with better backing than our government could possibly provide. 

Annuities--the opposite of life insurance. 

In life insurance, you pay until you die, then it pays to your beneficiary. 

In annuities, you pay up-front and receive payments monthly as long as you live; you can also arrange for  an income to continue for a lifetime for your spouse or someone you want to provide for. 

There are several variations of annuities that you need to consider. 

Your best bet is to get with a professional that is not obligated to one company, who can search the market for the strongest company and the best product for you. 

So, if you feel like living good and worry-free as long as possible,
let's look at getting the max for your life insurance, then look at annuities and long term care insurance.

Call or email me. Tom Shelton, CLU, ChFC,
256-365-1395